Credit repair / Robin Leonard and Margaret Reiter.
Author: Leonard, Robin.
Edition: 10th ed.
Publisher: Berkeley, [Calif.] : Nolo, c2011.
ISBN: 9781413314205 (pbk. + CD-ROM)
1413314201 (pbk. + CD-ROM)
Description: 440 p. ; 23 cm. + 1 CD-ROM (4 3/4 in.)
Subject: Consumer credit United States Handbooks, manuals, etc.
Finance, Personal United States Handbooks, manuals, etc.
Consumer credit Law and legislation United States.
Notes: Includes index.
Contents: The elements of repairing credit -- Credit reports and credit scores: the nuts and bolts --- The first step: cleaning up your credit report -- Assess your financial situation -- Reducing current expenses and debts -- Reducing your mortgage debt -- Reducing debt through bankruptcy -- Finding money to pay your debts -- Negotiating with creditors and collection agencies -- Getting help to negotiate and manage debts -- Building positive credit history -- Choosing and using credit and debit cards -- Avoiding and dealing with identity theft.
Summary: "A how-to guide for cleaning up credit reports, maintaining/improving credit scores, paying debt and building credit for the future, with forms to handle existing debts, avoid overspending, and deal with collection agencies. The 10th edition is reorganized with information on bankruptcy, foreclosure and mortgage debt, and the Credit CARD Act"--Provided by publisher.