American mortgage : everything U need to know- . . . purchasing and refinancing a home / by Trevor Rhodes.
Author: Rhodes, Trevor.
Publisher: New York : McGraw-Hill, c2008.
ISBN: 9780071590549 (alk. paper)
0071590544 (alk. paper)
Description: p. cm.
Subject(s): Mortgage loans United States.
Housing United States Finance.
Contents: Mortgage basics: the lender's security instrument -- Meet the industry wranglers: roles and responsibilities -- An overview of the mortgage process: from start to finish -- How the industry billions are made: the real truth in lending -- Speaking to a loan officer or mortgage broker: what's happening behind the scenes -- The almighty interest rate: what you thought you once knew -- Your property may be costing you more: why each type is different -- The four types of lenders: understanding the differences -- Income and asset programs: choosing your best option -- Homework: things to do before you apply -- Raising your credit score in 10 days: emergency mortgage tactics -- Why many mortgages never close: the major deal breakers -- To escrow or not to escrow: taxes and insurance -- Application documents and disclosures: the most important ones to know and why -- Refinancing, equity loans and lines of credit: should you mess with a good thing?
